Title & Legal

Title Cure (Curative)

Title Cure (or "title curative") is the action required to resolve a defect surfaced in the title commitment so the title policy can issue clean. Common cures: paying off an open lien, recording a release of a satisfied judgment, executing a corrective deed for a broken chain, obtaining a quiet title order.

Cure timing is often slower than borrowers expect. A judgment release that the prior creditor takes a week to sign, a payoff demand from a private noteholder that's slow to come in — these push the closing past CTC even when the loan is otherwise ready.

Loan officers and title officers coordinate cures. Order title early to leave room for surprises.

See also: Title Commitment.